Personal Savings Accounts

Helping You Save Smarter

Saving money can be hard – Municipal Bank wants to make it easy. Whether planning for the future or life’s little bumps, it’s never to early to start saving. Setup an automatic transfer from your checking account to grow your account even faster.

To open an account or learn more, stop by any branch.

Personal Savings Account Options

*All savings accounts subject to $50 early close fee if closed within first 6 months.

*Statement Savings

$300.00 minimum deposit to open
$6.50 monthly service charge waived with $300 daily minimum balance

*Minor Statement Savings

$25 minimum deposit to open
$4 monthly service charge waived with $25 daily minimum balance
18 and under to qualify. Converts to Statement Savings at age 19

*Christmas Club Savings

$25 minimum deposit to open
No Early Withdrawals
Additional deposit account relationship required

*24K Savings Account

$2,500.00 minimum deposit to open
$25 monthly service charge waived with $2,500 daily minimum balance

Personal Savings Rates

*APY- Annual Percentage Yield. Rates subject to change at anytime without notice.

**Interest on Christmas club accounts compounds annually.

Minor Savings

0.03% Interest Rate / 0.03% APY*

Statement Savings

$300-$24,999.99 Balance
0.03% Interest Rate / 0.03% APY*

‍$25,000+ Balance
0.04% Interest Rate / 0.04% APY*

24K Savings Account

$2,500-$24,999.99 Balance
0.25% Interest Rate / 0.25% APY*

$25,000-$74,999.99 Balance
0.40% Interest Rate / 0.40% APY*

$75,000-$149,999.99 Balance
0.50% Interest Rate / 0.50% APY*

‍$150,000+ Balance
0.70% Interest Rate / 0.70% APY*

Christmas Club Savings

0.03% Interest Rate / 0.03% APY**